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Security Evacuation

(Premium & Elite Plans only)

Security Evacuation Benefit

Definition:

Security Evacuation means the extrication of an Insured from the Host Country due to an Occurrence which results in the Insured being placed in Imminent Physical Danger.

Occurrence means any of the following situations in which an Insured finds himself or herself while covered by this plan:

(a) expulsion from a Host Country or being declared persona non-grata on the written authority of the recognized government of a Host Country;

(b) political or military events involving a Host Country, if the Appropriate Authorities issue an Advisory stating that citizens of the Insured’s Home Country or citizens of the Host Country should leave the Host Country;

(c) Natural Disaster within 7 days of an event;

(d) Verified Physical Attack or a Verified Threat of Physical Attack from a third party;

(e) the Insured had been deemed kidnapped or a Missing Person by local or international authorities and, when found, his or her safety and/or well-being are in question within 7 days of his or her being found.

Nearest Place of Safety means a location determined by the Designated Security Consultant where:

(a) the Insured can be presumed safe from the Occurrence that precipitated the Insured’s Security Evacuation; and

(b) the Insured has access to transportation to his or her Home Country; and

(c) the Insured has the availability of temporary lodging, if needed.

Benefit Explanation:

If, as a result of an Occurrence that takes place during an Insured’s Trip and while traveling outside his or her Home Country, an Insured requires a Security Evacuation, the Insurer will pay a benefit to Transport the Insured to the Nearest Place of Safety.

Coverage varies by state. Not Available in (NY, AK, MO, OR, PA, KS, MN, WA)



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